🌍 ClimateRiskCheck

Natural Disaster Risk in Winnie

Texas

5.7out of 10
Moderate Risk

Risk Summary for Winnie

Winnie scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Wildfire

All 18 Hazard Scores

Coastal Flooding
9.4
Hurricane
9.1
Wildfire
8.1
Tornado
7.9
Lightning
7.8
Drought
6.8
Ice Storm
6.4
Extreme Heat
5.9
Cold Wave
5.5
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Hail
3.7
Strong Wind
3.1
Earthquake
3.0
Winter Weather
2.7
Landslide
2.4
Riverine Flooding
1.0

How it compares

Winnie
5.7
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Winnie, Texas

Located along the Gulf Coast in Chambers County, Winnie is a town of roughly 7,511 residents. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Winnie a community where hazard awareness has real practical value.

Winnie's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include hurricane and wildfire.

Relative to other U.S. communities, Winnie's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.6/10 state average. The hazard distribution here is led by coastal flood and hurricane, as measured by FEMA across Chambers County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Winnie's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.

What this means for Winnie: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Winnie

These city-level factors differentiate Winnie from other communities in Chambers County and provide geographic context for its hazard exposure.

Population

7,511

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 29.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.1/10

Coordinates

29.7870Β° N, 94.4097Β° W

Chambers County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Winnie

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Winnie

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.