Natural Disaster Risk in Wortham

Natural Hazard Profile: Wortham, Texas

Located in the Deep South in Freestone County, Wortham is a small community of about 2,153. The diverse climate that characterizes this part of Texas — marked by an exceptionally varied climate from humid subtropical in the east to desert in the west — directly influences the types and severity of natural hazards present, making Wortham a community where hazard awareness has real practical value.

Wortham's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. Secondary hazards include hurricane and tornado.

Relative to other U.S. communities, Wortham's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.6/10 state average. The hazard distribution here is led by cold wave and hurricane, as measured by FEMA across Freestone County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Wortham's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.