🌍 ClimateRiskCheck

Natural Disaster Risk in Cache County

Utah

6.1out of 10
High Risk

Risk Summary for Cache County

Cache County scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Earthquake Winter Weather

All 18 Hazard Scores

Avalanche
9.9
Earthquake
9.5
Winter Weather
9.4
Wildfire
8.7
Lightning
8.7
Landslide
8.6
Drought
6.3
Extreme Heat
6.2
Cold Wave
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
3.4
Ice Storm
3.4
Tornado
3.1
Hail
2.7
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Cache County
6.1
Utah avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cache County, Utah

Cache County, in the United States in Utah, is characterized by its semi-arid climate β€” dry conditions, hot summers, and heavy mountain snowfall. The county faces significant avalanche risk in mountain terrain each winter, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

Cache County's overall natural disaster risk is rated 6.1/10 (High) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include earthquake and winter.

Within Utah, Cache County's risk is, slightly above the 5.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Cache County identifies avalanche as the foremost hazard, followed by earthquake and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Cache County residents benefit from taking preparedness seriously. Reviewing insurance coverage for avalanche and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Cache County: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Cities in Cache County

ZIP codes in Cache County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.