🌍 ClimateRiskCheck

Natural Disaster Risk in Garfield County

Utah

5.7out of 10
Moderate Risk

Risk Summary for Garfield County

Garfield County scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Avalanche Landslide

All 18 Hazard Scores

Volcanic Activity
9.8
Landslide
9.7
Avalanche
9.7
Lightning
9.1
Winter Weather
8.8
Extreme Heat
8.5
Wildfire
8.1
Earthquake
6.9
Tsunami
5.4
Coastal Flooding
4.9
Drought
4.4
Hurricane
2.4
Ice Storm
2.3
Strong Wind
1.7
Cold Wave
1.6
Tornado
1.5
Hail
1.4
Riverine Flooding
1.0

How it compares

Garfield County
5.7
Utah avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Garfield County, Utah

Garfield County, in the United States in Utah, is characterized by its semi-arid climate β€” dry conditions, hot summers, and heavy mountain snowfall. The county faces significant avalanche risk in mountain terrain each winter, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

According to FEMA's National Risk Index, Garfield County carries an overall risk score of 5.7/10, placing it in the moderate category. Volcanic activity is the foremost natural hazard, with the area situated near active volcanic systems capable of producing lava flows, ashfall, and pyroclastic hazards. The area also faces notable exposure to avalanche and landslide.

Within Utah, Garfield County's risk is, near the 5.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Garfield County identifies volcano as the foremost hazard, followed by avalanche and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Garfield County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that volcano exposure is adequately protected is a worthwhile step for property owners.

What this means for Garfield County: Volcanic Activity preparedness

  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.
  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.

Cities in Garfield County

ZIP codes in Garfield County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.