Natural Disaster Risk in Concord
Vermont
Risk Summary for Concord
Concord scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Avalanche.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Concord, Vermont
Located along the northeastern Atlantic Seaboard in Essex County, Concord is a small community of about 1,155. The humid continental climate that characterizes this part of Vermont β marked by long, snowy winters and cool summers β directly influences the types and severity of natural hazards present, making Concord a community where hazard awareness has real practical value.
Concord's overall natural disaster risk is rated 3.9/10 (Low) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include hurricane and landslide.
Relative to other U.S. communities, Concord's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 5.1/10 state average. The hazard distribution here is led by avalanche and hurricane, as measured by FEMA across Essex County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Concord carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β avalanche β warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for Concord: Avalanche preparedness
- Be aware of slope angles and recent snow loading, which drive avalanche risk.
- Properties in runout zones may require specialized hazard assessment and insurance.
- Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
Local Factors for Concord
These city-level factors differentiate Concord from other communities in Essex County and provide geographic context for its hazard exposure.
Population
1,155
Small TownGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Cool Continental
Latitude 44.4Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 1.6/10
Coordinates
44.4374Β° N, 71.8645Β° W
Essex County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Concord
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Concord
Other cities in Vermont
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.