🌍 ClimateRiskCheck

Natural Disaster Risk in Concord

Vermont

3.9out of 10
Low Risk

Risk Summary for Concord

Concord scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Landslide

All 18 Hazard Scores

Avalanche
9.0
Hurricane
7.1
Landslide
6.5
Tsunami
5.4
Winter Weather
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
3.4
Ice Storm
3.3
Earthquake
3.2
Extreme Heat
2.4
Lightning
2.2
Tornado
1.7
Strong Wind
1.7
Drought
1.7
Wildfire
1.6
Hail
1.4
Riverine Flooding
1.0

How it compares

Concord
3.9
Vermont avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Concord, Vermont

Located along the northeastern Atlantic Seaboard in Essex County, Concord is a small community of about 1,155. The humid continental climate that characterizes this part of Vermont β€” marked by long, snowy winters and cool summers β€” directly influences the types and severity of natural hazards present, making Concord a community where hazard awareness has real practical value.

Concord's overall natural disaster risk is rated 3.9/10 (Low) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include hurricane and landslide.

Relative to other U.S. communities, Concord's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 5.1/10 state average. The hazard distribution here is led by avalanche and hurricane, as measured by FEMA across Essex County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Concord carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” avalanche β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Concord: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Concord

These city-level factors differentiate Concord from other communities in Essex County and provide geographic context for its hazard exposure.

Population

1,155

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 44.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.6/10

Coordinates

44.4374Β° N, 71.8645Β° W

Essex County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Concord

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Concord

Other cities in Vermont

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.