🌍 ClimateRiskCheck

Natural Disaster Risk in Franklin County

Vermont

5.1out of 10
Moderate Risk

Risk Summary for Franklin County

Franklin County scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Landslide

All 18 Hazard Scores

Avalanche
8.7
Hurricane
7.3
Landslide
7.3
Ice Storm
7.2
Lightning
7.0
Earthquake
6.5
Winter Weather
6.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.6
Cold Wave
4.1
Strong Wind
3.9
Tornado
2.5
Wildfire
2.3
Hail
2.0
Drought
1.7
Riverine Flooding
1.0

How it compares

Franklin County
5.1
Vermont avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Franklin County, Vermont

Situated in the United States, Franklin County in Vermont experiences a humid continental climate marked by long, snowy winters and cool summers. Nor'easters and spring flooding from snowmelt is a defining feature of the regional hazard profile that affects residents and property owners countywide.

FEMA rates Franklin County's composite natural disaster risk at 5.1 out of 10 β€” moderate risk. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. Residents should also account for hurricane and landslide risk in their preparedness planning.

Relative to other U.S. communities, Franklin County's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.1/10 state average. The hazard distribution here is led by avalanche and hurricane, as measured by FEMA across Franklin County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Franklin County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Franklin County: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Cities in Franklin County

ZIP codes in Franklin County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.