🌍 ClimateRiskCheck

Natural Disaster Risk in Gaysville

Vermont

5.9out of 10
Moderate Risk

Risk Summary for Gaysville

Gaysville scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Hurricane

All 18 Hazard Scores

Landslide
9.2
Avalanche
9.2
Hurricane
8.2
Winter Weather
7.8
Ice Storm
7.5
Extreme Heat
7.4
Lightning
7.0
Cold Wave
6.2
Earthquake
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.4
Tornado
3.9
Wildfire
3.6
Hail
3.5
Drought
1.7
Riverine Flooding
1.0

How it compares

Gaysville
5.9
Vermont avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Gaysville, Vermont

Located along the northeastern Atlantic Seaboard in Windsor County, Gaysville is a small unincorporated community. The humid continental climate that characterizes this part of Vermont β€” marked by long, snowy winters and cool summers β€” directly influences the types and severity of natural hazards present, making Gaysville a community where hazard awareness has real practical value.

Gaysville's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include landslide and hurricane.

Relative to other U.S. communities, Gaysville's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.1/10 state average. The hazard distribution here is led by avalanche and landslide, as measured by FEMA across Windsor County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Gaysville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Gaysville: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Gaysville

These city-level factors differentiate Gaysville from other communities in Windsor County and provide geographic context for its hazard exposure.

Population

N/A

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 43.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.6/10

Coordinates

43.7210Β° N, 72.7884Β° W

Windsor County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Gaysville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Gaysville

Other cities in Vermont

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.