🌍 ClimateRiskCheck

Natural Disaster Risk in Grafton

Vermont

5.6out of 10
Moderate Risk

Risk Summary for Grafton

Grafton scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Hurricane

All 18 Hazard Scores

Avalanche
9.0
Landslide
8.7
Hurricane
8.3
Ice Storm
7.7
Cold Wave
7.2
Lightning
6.6
Earthquake
5.6
Winter Weather
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.7
Extreme Heat
4.6
Hail
4.0
Strong Wind
3.3
Wildfire
3.1
Drought
1.7
Riverine Flooding
1.0

How it compares

Grafton
5.6
Vermont avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Grafton, Vermont

Grafton is a small community of about 678 in Windham County, along the northeastern Atlantic Seaboard. The area experiences long, snowy winters and cool summers, with nor'easters and spring flooding from snowmelt shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Grafton.

According to FEMA's National Risk Index, Grafton carries an overall risk score of 5.6/10, placing it in the moderate category. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. The area also faces notable exposure to landslide and hurricane.

Grafton's risk score, slightly above the 5.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Windham County, the highest-scoring are avalanche, landslide, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Grafton residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Grafton: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Grafton

These city-level factors differentiate Grafton from other communities in Windham County and provide geographic context for its hazard exposure.

Population

678

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 43.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.1/10

Coordinates

43.1787Β° N, 72.6231Β° W

Windham County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Grafton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Grafton

Other cities in Vermont

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.