Natural Disaster Risk in Isle La Motte
Vermont
Risk Summary for Isle La Motte
Isle La Motte scores 3.2/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Isle La Motte, Vermont
Located along the northeastern Atlantic Seaboard in Grand Isle County, Isle La Motte is a small community of about 577. The humid continental climate that characterizes this part of Vermont — marked by long, snowy winters and cool summers — directly influences the types and severity of natural hazards present, making Isle La Motte a community where hazard awareness has real practical value.
Isle La Motte's overall natural disaster risk is rated 3.2/10 (Low) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include tsunami and volcano.
Relative to other U.S. communities, Isle La Motte's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.1/10 state average. The hazard distribution here is led by hurricane and tsunami, as measured by FEMA across Grand Isle County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Despite its lower-than-average risk classification, Isle La Motte is not immune to natural hazards. Basic preparedness — an emergency kit, awareness of seasonal risks, and property insurance that covers hurricane — remains prudent for all residents.
What this means for Isle La Motte: Hurricane preparedness
- Know your evacuation zone and route before hurricane season begins each June.
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
Local Factors for Isle La Motte
These city-level factors differentiate Isle La Motte from other communities in Grand Isle County and provide geographic context for its hazard exposure.
Population
577
RuralGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Cool Continental
Latitude 44.9°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower — moist climate limits wildfire frequency
Fire score: 1.6/10
Coordinates
44.8630° N, 73.3425° W
Grand Isle County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Isle La Motte
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Isle La Motte
Other cities in Vermont
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.