Natural Disaster Risk in Underhill
Vermont
Risk Summary for Underhill
Underhill scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Underhill, Vermont
Located along the northeastern Atlantic Seaboard in Chittenden County, Underhill is a town of roughly 3,484 residents. The humid continental climate that characterizes this part of Vermont β marked by long, snowy winters and cool summers β directly influences the types and severity of natural hazards present, making Underhill a community where hazard awareness has real practical value.
Underhill's overall natural disaster risk is rated 6.2/10 (High) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include winter and lightning.
Relative to other U.S. communities, Underhill's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.1/10 state average. The hazard distribution here is led by avalanche and winter, as measured by FEMA across Chittenden County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Underhill's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Underhill: Avalanche preparedness
- Be aware of slope angles and recent snow loading, which drive avalanche risk.
- Properties in runout zones may require specialized hazard assessment and insurance.
- Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
Local Factors for Underhill
These city-level factors differentiate Underhill from other communities in Chittenden County and provide geographic context for its hazard exposure.
Population
3,484
Small TownGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Cool Continental
Latitude 44.5Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 3.5/10
Coordinates
44.5458Β° N, 72.8947Β° W
Chittenden County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Underhill
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Underhill
Other cities in Vermont
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.