🌍 ClimateRiskCheck

Natural Disaster Risk in Amherst

Virginia

5.1out of 10
Moderate Risk

Risk Summary for Amherst

Amherst scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Landslide

All 18 Hazard Scores

Avalanche
9.2
Hurricane
7.7
Landslide
6.9
Strong Wind
6.2
Earthquake
6.0
Lightning
5.7
Tsunami
5.4
Wildfire
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.5
Ice Storm
4.2
Winter Weather
4.1
Tornado
3.2
Extreme Heat
3.2
Hail
2.5
Cold Wave
2.5
Riverine Flooding
1.0

How it compares

Amherst
5.1
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Amherst, Virginia

Amherst is a city of approximately 10,599 residents in Amherst County, along the mid-Atlantic coast. The area experiences hot, humid summers and four distinct seasons, with hurricane and nor'easter exposure shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Amherst.

According to FEMA's National Risk Index, Amherst carries an overall risk score of 5.1/10, placing it in the moderate category. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. The area also faces notable exposure to hurricane and landslide.

Amherst's risk score, near the 5.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Amherst County, the highest-scoring are avalanche, hurricane, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Amherst's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Amherst: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Amherst

These city-level factors differentiate Amherst from other communities in Amherst County and provide geographic context for its hazard exposure.

Population

10,599

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.2/10

Coordinates

37.6367Β° N, 79.0954Β° W

Amherst County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Amherst

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Amherst

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.