🌍 ClimateRiskCheck

Natural Disaster Risk in Bowling Green

Virginia

5.1out of 10
Moderate Risk

Risk Summary for Bowling Green

Bowling Green scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Drought

All 18 Hazard Scores

Coastal Flooding
9.0
Hurricane
8.6
Drought
8.1
Earthquake
6.5
Landslide
6.4
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
4.7
Lightning
4.5
Avalanche
4.5
Tornado
3.9
Hail
3.8
Strong Wind
3.7
Ice Storm
3.7
Winter Weather
3.5
Wildfire
2.9
Cold Wave
1.8
Riverine Flooding
1.0

How it compares

Bowling Green
5.1
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bowling Green, Virginia

Bowling Green, in Caroline County, is a town of roughly 4,356 residents situated along the mid-Atlantic coast. Its humid subtropical climate brings hot, humid summers and four distinct seasons, and in particular hurricane and nor'easter exposure. These conditions collectively define the natural hazard environment that Bowling Green residents and property owners must navigate.

According to FEMA's National Risk Index, Bowling Green carries an overall risk score of 5.1/10, placing it in the moderate category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hurricane and drought.

Within Virginia, Bowling Green's risk is, near the 5.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Caroline County identifies coastal flood as the foremost hazard, followed by hurricane and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Bowling Green's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.

What this means for Bowling Green: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Bowling Green

These city-level factors differentiate Bowling Green from other communities in Caroline County and provide geographic context for its hazard exposure.

Population

4,356

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.9/10

Coordinates

38.0718Β° N, 77.2862Β° W

Caroline County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bowling Green

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Bowling Green

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.