🌍 ClimateRiskCheck

Natural Disaster Risk in Clarke County

Virginia

4.5out of 10
Moderate Risk

Risk Summary for Clarke County

Clarke County scores 4.5/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Drought

All 18 Hazard Scores

Avalanche
8.3
Hurricane
7.0
Drought
6.9
Extreme Heat
6.0
Landslide
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.3
Wildfire
4.1
Strong Wind
4.1
Hail
3.0
Winter Weather
2.9
Tornado
2.5
Lightning
2.5
Cold Wave
2.0
Ice Storm
1.9
Riverine Flooding
1.0

How it compares

Clarke County
4.5
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Clarke County, Virginia

Clarke County is located in the United States in Virginia, home to roughly 14,780 residents. The county experiences hot, humid summers and four distinct seasons, with hurricane and nor'easter exposure shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Clarke County's composite natural disaster risk at 4.5 out of 10 β€” moderate risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for hurricane and drought risk in their preparedness planning.

Clarke County's risk score, slightly below the 5.1/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Clarke County, the highest-scoring are avalanche, hurricane, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Clarke County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Clarke County: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Cities in Clarke County

ZIP codes in Clarke County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.