🌍 ClimateRiskCheck

Natural Disaster Risk in Dinwiddie

Virginia

4.7out of 10
Moderate Risk

Risk Summary for Dinwiddie

Dinwiddie scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hurricane Earthquake

All 18 Hazard Scores

Drought
9.5
Hurricane
7.8
Earthquake
6.1
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
5.0
Winter Weather
5.0
Coastal Flooding
4.9
Ice Storm
4.6
Avalanche
4.5
Tornado
3.7
Lightning
3.4
Wildfire
3.2
Cold Wave
3.2
Strong Wind
3.1
Hail
2.5
Landslide
2.2
Riverine Flooding
1.0

How it compares

Dinwiddie
4.7
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dinwiddie, Virginia

Dinwiddie, in Dinwiddie County, is a town of roughly 3,021 residents situated along the mid-Atlantic coast. Its humid subtropical climate brings hot, humid summers and four distinct seasons, and in particular hurricane and nor'easter exposure. These conditions collectively define the natural hazard environment that Dinwiddie residents and property owners must navigate.

Dinwiddie's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include hurricane and earthquake.

Within Virginia, Dinwiddie's risk is, near the 5.1/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Dinwiddie County identifies drought as the foremost hazard, followed by hurricane and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Dinwiddie residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Dinwiddie: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Dinwiddie

These city-level factors differentiate Dinwiddie from other communities in Dinwiddie County and provide geographic context for its hazard exposure.

Population

3,021

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.2/10

Coordinates

37.0542Β° N, 77.5530Β° W

Dinwiddie County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Dinwiddie

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Dinwiddie

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.