🌍 ClimateRiskCheck

Natural Disaster Risk in Dumfries

Virginia

7.0out of 10
High Risk

Risk Summary for Dumfries

Dumfries scores 7.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Coastal Flooding Lightning

All 18 Hazard Scores

Extreme Heat
9.4
Lightning
9.3
Coastal Flooding
9.3
Winter Weather
9.2
Strong Wind
9.0
Hurricane
8.9
Earthquake
8.3
Hail
8.0
Tornado
7.9
Ice Storm
6.3
Landslide
6.2
Drought
6.0
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Cold Wave
3.3
Wildfire
2.8
Riverine Flooding
1.0

How it compares

Dumfries
7.0
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dumfries, Virginia

Located along the mid-Atlantic coast in Prince William County, Dumfries is a city of approximately 22,897 residents. The humid subtropical climate that characterizes this part of Virginia β€” marked by hot, humid summers and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Dumfries a community where hazard awareness has real practical value.

Dumfries's overall natural disaster risk is rated 7.0/10 (High) by FEMA's National Risk Index. Heat wave risk stands out as the primary natural hazard here, with above-average summer temperatures amplified by urban heat island effects in developed areas. Secondary hazards include coastal flood and lightning.

Relative to other U.S. communities, Dumfries's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.1/10 state average. The hazard distribution here is led by heat and coastal flood, as measured by FEMA across Prince William County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Dumfries's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Dumfries: Extreme Heat preparedness

  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.

Local Factors for Dumfries

These city-level factors differentiate Dumfries from other communities in Prince William County and provide geographic context for its hazard exposure.

Population

22,897

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.8/10

Coordinates

38.5672Β° N, 77.2948Β° W

Prince William County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Dumfries

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Dumfries

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.