🌍 ClimateRiskCheck

Natural Disaster Risk in Exmore

Virginia

5.0out of 10
Moderate Risk

Risk Summary for Exmore

Exmore scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Drought

All 18 Hazard Scores

Coastal Flooding
9.4
Hurricane
9.3
Strong Wind
9.2
Drought
9.2
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Hail
4.3
Earthquake
4.1
Extreme Heat
4.1
Wildfire
3.9
Ice Storm
3.9
Cold Wave
3.7
Tornado
3.2
Lightning
2.4
Winter Weather
1.8
Landslide
1.8
Riverine Flooding
1.0

How it compares

Exmore
5.0
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Exmore, Virginia

Exmore, in Northampton County, is a town of roughly 2,983 residents situated along the mid-Atlantic coast. Its humid subtropical climate brings hot, humid summers and four distinct seasons, and in particular hurricane and nor'easter exposure. These conditions collectively define the natural hazard environment that Exmore residents and property owners must navigate.

Exmore's overall natural disaster risk is rated 5.0/10 (Moderate) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include hurricane and drought.

Within Virginia, Exmore's risk is, near the 5.1/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Northampton County identifies coastal flood as the foremost hazard, followed by hurricane and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Exmore's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.

What this means for Exmore: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Exmore

These city-level factors differentiate Exmore from other communities in Northampton County and provide geographic context for its hazard exposure.

Population

2,983

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 37.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.9/10

Coordinates

37.5149Β° N, 75.8743Β° W

Northampton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Exmore

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Exmore

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.