🌍 ClimateRiskCheck

Natural Disaster Risk in Foster

Virginia

4.2out of 10
Moderate Risk

Risk Summary for Foster

Foster scores 4.2/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Drought

All 18 Hazard Scores

Coastal Flooding
9.7
Hurricane
8.0
Drought
5.5
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
4.8
Avalanche
4.5
Ice Storm
4.3
Earthquake
4.2
Strong Wind
3.6
Extreme Heat
3.5
Tornado
2.7
Cold Wave
2.5
Hail
2.1
Lightning
2.0
Winter Weather
1.7
Landslide
1.5
Riverine Flooding
1.0

How it compares

Foster
4.2
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Foster, Virginia

Foster, in Mathews County, is a small unincorporated community situated along the mid-Atlantic coast. Its humid subtropical climate brings hot, humid summers and four distinct seasons, and in particular hurricane and nor'easter exposure. These conditions collectively define the natural hazard environment that Foster residents and property owners must navigate.

Foster's overall natural disaster risk is rated 4.2/10 (Moderate) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include hurricane and drought.

Within Virginia, Foster's risk is, slightly below the 5.1/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Mathews County identifies coastal flood as the foremost hazard, followed by hurricane and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Foster residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Foster: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Foster

These city-level factors differentiate Foster from other communities in Mathews County and provide geographic context for its hazard exposure.

Population

175

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 37.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.8/10

Coordinates

37.4181Β° N, 76.3872Β° W

Mathews County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Foster

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Foster

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.