🌍 ClimateRiskCheck

Natural Disaster Risk in Franklin

Virginia

4.9out of 10
Moderate Risk

Risk Summary for Franklin

Franklin scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Coastal Flooding Hurricane

All 18 Hazard Scores

Drought
9.0
Hurricane
8.9
Coastal Flooding
8.9
Winter Weather
5.5
Tsunami
5.4
Extreme Heat
5.1
Volcanic Activity
5.1
Earthquake
4.9
Avalanche
4.5
Hail
4.1
Ice Storm
4.0
Tornado
3.3
Strong Wind
3.2
Lightning
3.1
Cold Wave
3.0
Wildfire
2.6
Landslide
2.6
Riverine Flooding
1.0

How it compares

Franklin
4.9
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Franklin, Virginia

Franklin is a city of approximately 13,237 residents in Southampton County, along the mid-Atlantic coast. The area experiences hot, humid summers and four distinct seasons, with hurricane and nor'easter exposure shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Franklin.

FEMA rates Franklin's composite natural disaster risk at 4.9 out of 10 β€” moderate risk. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Residents should also account for coastal flood and hurricane risk in their preparedness planning.

Franklin's risk score, near the 5.1/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Southampton County, the highest-scoring are drought, coastal flood, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Franklin residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Franklin: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Local Factors for Franklin

These city-level factors differentiate Franklin from other communities in Southampton County and provide geographic context for its hazard exposure.

Population

13,237

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Mild Temperate

Latitude 36.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.6/10

Coordinates

36.6521Β° N, 76.9578Β° W

Southampton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Franklin

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Franklin

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.