🌍 ClimateRiskCheck

Natural Disaster Risk in Frederick County

Virginia

6.0out of 10
High Risk

Risk Summary for Frederick County

Frederick County scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Landslide

All 18 Hazard Scores

Avalanche
8.5
Hurricane
8.4
Landslide
8.2
Drought
7.6
Extreme Heat
6.9
Winter Weather
6.8
Earthquake
6.5
Hail
6.4
Wildfire
6.3
Strong Wind
6.0
Lightning
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.2
Ice Storm
3.3
Cold Wave
2.4
Riverine Flooding
1.0

How it compares

Frederick County
6.0
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Frederick County, Virginia

Frederick County is located in the United States in Virginia, home to roughly 91,336 residents. The county experiences hot, humid summers and four distinct seasons, with hurricane and nor'easter exposure shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Frederick County's composite natural disaster risk at 6.0 out of 10 β€” high risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for hurricane and landslide risk in their preparedness planning.

Frederick County's risk score, slightly above the 5.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Frederick County, the highest-scoring are avalanche, hurricane, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Frederick County residents benefit from taking preparedness seriously. Reviewing insurance coverage for avalanche and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Frederick County: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Cities in Frederick County

ZIP codes in Frederick County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.