🌍 ClimateRiskCheck

Natural Disaster Risk in Heathsville

Virginia

5.2out of 10
Moderate Risk

Risk Summary for Heathsville

Heathsville scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Drought

All 18 Hazard Scores

Coastal Flooding
9.6
Hurricane
9.1
Drought
8.9
Strong Wind
8.7
Tsunami
5.4
Ice Storm
5.3
Volcanic Activity
5.1
Earthquake
4.7
Avalanche
4.5
Landslide
4.3
Extreme Heat
4.1
Cold Wave
3.8
Tornado
3.6
Winter Weather
3.2
Wildfire
3.0
Hail
2.4
Lightning
2.3
Riverine Flooding
1.0

How it compares

Heathsville
5.2
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Heathsville, Virginia

Heathsville, in Northumberland County, is a town of roughly 5,498 residents situated along the mid-Atlantic coast. Its humid subtropical climate brings hot, humid summers and four distinct seasons, and in particular hurricane and nor'easter exposure. These conditions collectively define the natural hazard environment that Heathsville residents and property owners must navigate.

According to FEMA's National Risk Index, Heathsville carries an overall risk score of 5.2/10, placing it in the moderate category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hurricane and drought.

Within Virginia, Heathsville's risk is, near the 5.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Northumberland County identifies coastal flood as the foremost hazard, followed by hurricane and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Heathsville residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Heathsville: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Heathsville

These city-level factors differentiate Heathsville from other communities in Northumberland County and provide geographic context for its hazard exposure.

Population

5,498

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 37.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.0/10

Coordinates

37.8832Β° N, 76.4139Β° W

Northumberland County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Heathsville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Heathsville

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.