🌍 ClimateRiskCheck

Natural Disaster Risk in Highland County

Virginia

4.0out of 10
Moderate Risk

Risk Summary for Highland County

Highland County scores 4.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Drought

All 18 Hazard Scores

Avalanche
9.3
Landslide
8.3
Drought
6.6
Hurricane
6.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
3.3
Lightning
2.6
Wildfire
2.4
Earthquake
2.4
Winter Weather
2.3
Strong Wind
1.9
Ice Storm
1.9
Hail
1.8
Extreme Heat
1.6
Tornado
1.5
Riverine Flooding
1.0

How it compares

Highland County
4.0
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Highland County, Virginia

Highland County is located in the United States in Virginia, home to roughly 2,232 residents. The county experiences hot, humid summers and four distinct seasons, with hurricane and nor'easter exposure shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Highland County's composite natural disaster risk at 4.0 out of 10 β€” moderate risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for landslide and drought risk in their preparedness planning.

Highland County's risk score, slightly below the 5.1/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Highland County, the highest-scoring are avalanche, landslide, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Highland County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Highland County: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Cities in Highland County

ZIP codes in Highland County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.