🌍 ClimateRiskCheck

Natural Disaster Risk in Jamesville

Virginia

5.0out of 10
Moderate Risk

Risk Summary for Jamesville

Jamesville scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Drought

All 18 Hazard Scores

Coastal Flooding
9.4
Hurricane
9.3
Strong Wind
9.2
Drought
9.2
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Hail
4.3
Earthquake
4.1
Extreme Heat
4.1
Wildfire
3.9
Ice Storm
3.9
Cold Wave
3.7
Tornado
3.2
Lightning
2.4
Winter Weather
1.8
Landslide
1.8
Riverine Flooding
1.0

How it compares

Jamesville
5.0
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Jamesville, Virginia

Located along the mid-Atlantic coast in Northampton County, Jamesville is a small unincorporated community. The humid subtropical climate that characterizes this part of Virginia β€” marked by hot, humid summers and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Jamesville a community where hazard awareness has real practical value.

Jamesville's overall natural disaster risk is rated 5.0/10 (Moderate) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include hurricane and drought.

Relative to other U.S. communities, Jamesville's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.1/10 state average. The hazard distribution here is led by coastal flood and hurricane, as measured by FEMA across Northampton County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Jamesville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.

What this means for Jamesville: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Jamesville

These city-level factors differentiate Jamesville from other communities in Northampton County and provide geographic context for its hazard exposure.

Population

27

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 37.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.9/10

Coordinates

37.5205Β° N, 75.9397Β° W

Northampton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Jamesville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Jamesville

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.