Natural Disaster Risk in King George
Virginia
Risk Summary for King George
King George scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: King George, Virginia
Located along the mid-Atlantic coast in King George County, King George is a city of approximately 27,131 residents. The humid subtropical climate that characterizes this part of Virginia β marked by hot, humid summers and four distinct seasons β directly influences the types and severity of natural hazards present, making King George a community where hazard awareness has real practical value.
FEMA rates King George's composite natural disaster risk at 4.7 out of 10 β moderate risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for hurricane and landslide risk in their preparedness planning.
Relative to other U.S. communities, King George's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.1/10 state average. The hazard distribution here is led by coastal flood and hurricane, as measured by FEMA across King George County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, King George residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.
What this means for King George: Coastal Flooding preparedness
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
Local Factors for King George
These city-level factors differentiate King George from other communities in King George County and provide geographic context for its hazard exposure.
Population
27,131
SuburbanGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 38.3Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 2.3/10
Coordinates
38.2717Β° N, 77.1600Β° W
King George County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for King George
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in King George
Other cities in Virginia
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.