Natural Disaster Risk in Locust Grove
Virginia
Risk Summary for Locust Grove
Locust Grove scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Locust Grove, Virginia
Located along the mid-Atlantic coast in Orange County, Locust Grove is a city of approximately 15,557 residents. The humid subtropical climate that characterizes this part of Virginia β marked by hot, humid summers and four distinct seasons β directly influences the types and severity of natural hazards present, making Locust Grove a community where hazard awareness has real practical value.
FEMA rates Locust Grove's composite natural disaster risk at 4.9 out of 10 β moderate risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the JuneβNovember season. Residents should also account for drought and earthquake risk in their preparedness planning.
Relative to other U.S. communities, Locust Grove's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.1/10 state average. The hazard distribution here is led by hurricane and drought, as measured by FEMA across Orange County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Locust Grove's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.
What this means for Locust Grove: Hurricane preparedness
- Know your evacuation zone and route before hurricane season begins each June.
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
Local Factors for Locust Grove
These city-level factors differentiate Locust Grove from other communities in Orange County and provide geographic context for its hazard exposure.
Population
15,557
SuburbanGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 38.3Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 3.9/10
Coordinates
38.3173Β° N, 77.7913Β° W
Orange County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Locust Grove
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Locust Grove
Other cities in Virginia
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.