🌍 ClimateRiskCheck

Natural Disaster Risk in Nellysford

Virginia

5.1out of 10
Moderate Risk

Risk Summary for Nellysford

Nellysford scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Hurricane

All 18 Hazard Scores

Avalanche
9.4
Landslide
7.9
Hurricane
7.8
Drought
7.6
Tsunami
5.4
Wildfire
5.3
Earthquake
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Lightning
4.4
Strong Wind
4.0
Extreme Heat
3.7
Ice Storm
3.7
Winter Weather
3.5
Hail
3.3
Tornado
3.0
Cold Wave
2.5
Riverine Flooding
1.0

How it compares

Nellysford
5.1
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Nellysford, Virginia

Nellysford, in Nelson County, is a small community of about 2,306 situated along the mid-Atlantic coast. Its humid subtropical climate brings hot, humid summers and four distinct seasons, and in particular hurricane and nor'easter exposure. These conditions collectively define the natural hazard environment that Nellysford residents and property owners must navigate.

Nellysford's overall natural disaster risk is rated 5.1/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include landslide and hurricane.

Within Virginia, Nellysford's risk is, near the 5.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Nelson County identifies avalanche as the foremost hazard, followed by landslide and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Nellysford's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Nellysford: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Nellysford

These city-level factors differentiate Nellysford from other communities in Nelson County and provide geographic context for its hazard exposure.

Population

2,306

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.3/10

Coordinates

37.8983Β° N, 78.8961Β° W

Nelson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Nellysford

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Nellysford

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.