🌍 ClimateRiskCheck

Natural Disaster Risk in Penn Laird

Virginia

6.7out of 10
High Risk

Risk Summary for Penn Laird

Penn Laird scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Landslide

All 18 Hazard Scores

Avalanche
9.3
Hurricane
8.8
Landslide
8.8
Drought
8.4
Lightning
8.1
Strong Wind
7.6
Extreme Heat
7.6
Earthquake
7.1
Wildfire
6.9
Winter Weather
6.7
Hail
6.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.9
Ice Storm
4.3
Tornado
3.8
Riverine Flooding
1.0

How it compares

Penn Laird
6.7
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Penn Laird, Virginia

Penn Laird is a small community of about 1,496 in Rockingham County, along the mid-Atlantic coast. The area experiences hot, humid summers and four distinct seasons, with hurricane and nor'easter exposure shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Penn Laird.

FEMA rates Penn Laird's composite natural disaster risk at 6.7 out of 10 β€” high risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for hurricane and landslide risk in their preparedness planning.

Penn Laird's risk score, considerably above the 5.1/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Rockingham County, the highest-scoring are avalanche, hurricane, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Penn Laird residents benefit from taking preparedness seriously. Reviewing insurance coverage for avalanche and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Penn Laird: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Penn Laird

These city-level factors differentiate Penn Laird from other communities in Rockingham County and provide geographic context for its hazard exposure.

Population

1,496

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.9/10

Coordinates

38.3879Β° N, 78.7924Β° W

Rockingham County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Penn Laird

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Penn Laird

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.