🌍 ClimateRiskCheck

Natural Disaster Risk in Rochelle

Virginia

4.6out of 10
Moderate Risk

Risk Summary for Rochelle

Rochelle scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Drought

All 18 Hazard Scores

Avalanche
9.1
Hurricane
8.0
Drought
6.3
Landslide
5.5
Tsunami
5.4
Earthquake
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.7
Strong Wind
4.1
Extreme Heat
3.7
Lightning
3.1
Hail
3.0
Tornado
2.5
Ice Storm
2.5
Winter Weather
2.4
Cold Wave
2.1
Riverine Flooding
1.0

How it compares

Rochelle
4.6
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Rochelle, Virginia

Located along the mid-Atlantic coast in Madison County, Rochelle is a small community of about 928. The humid subtropical climate that characterizes this part of Virginia β€” marked by hot, humid summers and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Rochelle a community where hazard awareness has real practical value.

Rochelle's overall natural disaster risk is rated 4.6/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include hurricane and drought.

Relative to other U.S. communities, Rochelle's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.1/10 state average. The hazard distribution here is led by avalanche and hurricane, as measured by FEMA across Madison County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Rochelle's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Rochelle: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Rochelle

These city-level factors differentiate Rochelle from other communities in Madison County and provide geographic context for its hazard exposure.

Population

928

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.7/10

Coordinates

38.2869Β° N, 78.2768Β° W

Madison County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Rochelle

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Rochelle

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.