🌍 ClimateRiskCheck

Natural Disaster Risk in Stuarts Draft

Virginia

6.8out of 10
High Risk

Risk Summary for Stuarts Draft

Stuarts Draft scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Hurricane

All 18 Hazard Scores

Avalanche
9.4
Landslide
9.1
Hurricane
8.6
Hail
8.3
Strong Wind
8.1
Winter Weather
7.6
Wildfire
7.5
Drought
7.5
Lightning
7.5
Earthquake
7.4
Extreme Heat
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.8
Ice Storm
4.3
Tornado
4.2
Riverine Flooding
1.0

How it compares

Stuarts Draft
6.8
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Stuarts Draft, Virginia

Stuarts Draft, in Augusta County, is a city of approximately 11,482 residents situated along the mid-Atlantic coast. Its humid subtropical climate brings hot, humid summers and four distinct seasons, and in particular hurricane and nor'easter exposure. These conditions collectively define the natural hazard environment that Stuarts Draft residents and property owners must navigate.

Stuarts Draft's overall natural disaster risk is rated 6.8/10 (High) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include landslide and hurricane.

Within Virginia, Stuarts Draft's risk is, considerably above the 5.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Augusta County identifies avalanche as the foremost hazard, followed by landslide and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Stuarts Draft residents benefit from taking preparedness seriously. Reviewing insurance coverage for avalanche and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Stuarts Draft: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Stuarts Draft

These city-level factors differentiate Stuarts Draft from other communities in Augusta County and provide geographic context for its hazard exposure.

Population

11,482

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.5/10

Coordinates

38.0042Β° N, 79.0437Β° W

Augusta County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Stuarts Draft

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Stuarts Draft

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.