🌍 ClimateRiskCheck

Natural Disaster Risk in Suffolk County

Virginia

6.7out of 10
High Risk

Risk Summary for Suffolk County

Suffolk County scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Drought Hurricane

All 18 Hazard Scores

Coastal Flooding
9.5
Drought
9.4
Hurricane
9.2
Winter Weather
9.2
Extreme Heat
7.6
Lightning
6.8
Ice Storm
6.7
Strong Wind
6.6
Wildfire
6.1
Tornado
6.1
Earthquake
6.0
Hail
5.5
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.1
Landslide
4.5
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Suffolk County
6.7
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Suffolk County, Virginia

Situated in the United States, Suffolk County in Virginia experiences a humid subtropical climate marked by hot, humid summers and four distinct seasons. Hurricane and nor'easter exposure is a defining feature of the regional hazard profile that affects residents and property owners countywide.

FEMA rates Suffolk County's composite natural disaster risk at 6.7 out of 10 β€” high risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for drought and hurricane risk in their preparedness planning.

Relative to other U.S. communities, Suffolk County's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.1/10 state average. The hazard distribution here is led by coastal flood and drought, as measured by FEMA across Suffolk County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Suffolk County's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Suffolk County: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Cities in Suffolk County

ZIP codes in Suffolk County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.