Natural Disaster Risk in Susan

Natural Hazard Profile: Susan, Virginia

Susan is a small unincorporated community in Mathews County, along the mid-Atlantic coast. The area experiences hot, humid summers and four distinct seasons, with hurricane and nor'easter exposure shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Susan.

FEMA rates Susan's composite natural disaster risk at 4.2 out of 10 — moderate risk. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Residents should also account for hurricane and drought risk in their preparedness planning.

Susan's risk score, slightly below the 5.1/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Mathews County, the highest-scoring are coastal flood, hurricane, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Susan's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.