🌍 ClimateRiskCheck

Natural Disaster Risk in Temperanceville

Virginia

5.4out of 10
Moderate Risk

Risk Summary for Temperanceville

Temperanceville scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Wildfire

All 18 Hazard Scores

Coastal Flooding
10.0
Hurricane
9.6
Wildfire
8.2
Drought
6.5
Cold Wave
6.2
Extreme Heat
5.9
Ice Storm
5.8
Earthquake
5.7
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Strong Wind
3.9
Winter Weather
3.6
Hail
3.2
Lightning
3.1
Tornado
2.8
Landslide
2.6
Riverine Flooding
1.0

How it compares

Temperanceville
5.4
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Temperanceville, Virginia

Located along the mid-Atlantic coast in Accomack County, Temperanceville is a small unincorporated community. The humid subtropical climate that characterizes this part of Virginia β€” marked by hot, humid summers and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Temperanceville a community where hazard awareness has real practical value.

FEMA rates Temperanceville's composite natural disaster risk at 5.4 out of 10 β€” moderate risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for hurricane and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Temperanceville's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.1/10 state average. The hazard distribution here is led by coastal flood and hurricane, as measured by FEMA across Accomack County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Temperanceville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.

What this means for Temperanceville: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Temperanceville

These city-level factors differentiate Temperanceville from other communities in Accomack County and provide geographic context for its hazard exposure.

Population

488

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 37.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.2/10

Coordinates

37.9013Β° N, 75.5687Β° W

Accomack County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Temperanceville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Temperanceville

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.