🌍 ClimateRiskCheck

Natural Disaster Risk in Waverly

Virginia

4.4out of 10
Moderate Risk

Risk Summary for Waverly

Waverly scores 4.4/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hurricane Tsunami

All 18 Hazard Scores

Drought
9.0
Hurricane
8.2
Tsunami
5.4
Earthquake
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Extreme Heat
4.2
Winter Weather
4.2
Ice Storm
4.1
Hail
3.4
Tornado
3.1
Strong Wind
3.1
Wildfire
3.0
Cold Wave
2.6
Lightning
2.4
Landslide
2.2
Riverine Flooding
1.0

How it compares

Waverly
4.4
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Waverly, Virginia

Waverly is a town of roughly 4,167 residents in Sussex County, along the mid-Atlantic coast. The area experiences hot, humid summers and four distinct seasons, with hurricane and nor'easter exposure shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Waverly.

FEMA rates Waverly's composite natural disaster risk at 4.4 out of 10 β€” moderate risk. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Residents should also account for hurricane and tsunami risk in their preparedness planning.

Waverly's risk score, slightly below the 5.1/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Sussex County, the highest-scoring are drought, hurricane, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Waverly's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Waverly: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Local Factors for Waverly

These city-level factors differentiate Waverly from other communities in Sussex County and provide geographic context for its hazard exposure.

Population

4,167

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.0/10

Coordinates

37.0076Β° N, 77.1184Β° W

Sussex County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Waverly

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Waverly

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.