🌍 ClimateRiskCheck

Natural Disaster Risk in Willis Wharf

Virginia

5.0out of 10
Moderate Risk

Risk Summary for Willis Wharf

Willis Wharf scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Drought

All 18 Hazard Scores

Coastal Flooding
9.4
Hurricane
9.3
Strong Wind
9.2
Drought
9.2
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Hail
4.3
Earthquake
4.1
Extreme Heat
4.1
Wildfire
3.9
Ice Storm
3.9
Cold Wave
3.7
Tornado
3.2
Lightning
2.4
Winter Weather
1.8
Landslide
1.8
Riverine Flooding
1.0

How it compares

Willis Wharf
5.0
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Willis Wharf, Virginia

Located along the mid-Atlantic coast in Northampton County, Willis Wharf is a small unincorporated community. The humid subtropical climate that characterizes this part of Virginia β€” marked by hot, humid summers and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Willis Wharf a community where hazard awareness has real practical value.

FEMA rates Willis Wharf's composite natural disaster risk at 5.0 out of 10 β€” moderate risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for hurricane and drought risk in their preparedness planning.

Relative to other U.S. communities, Willis Wharf's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.1/10 state average. The hazard distribution here is led by coastal flood and hurricane, as measured by FEMA across Northampton County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Willis Wharf residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Willis Wharf: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Willis Wharf

These city-level factors differentiate Willis Wharf from other communities in Northampton County and provide geographic context for its hazard exposure.

Population

278

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 37.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.9/10

Coordinates

37.5177Β° N, 75.8082Β° W

Northampton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Willis Wharf

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Willis Wharf

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.