Natural Disaster Risk in Willis Wharf
Virginia
Risk Summary for Willis Wharf
Willis Wharf scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Willis Wharf, Virginia
Located along the mid-Atlantic coast in Northampton County, Willis Wharf is a small unincorporated community. The humid subtropical climate that characterizes this part of Virginia β marked by hot, humid summers and four distinct seasons β directly influences the types and severity of natural hazards present, making Willis Wharf a community where hazard awareness has real practical value.
FEMA rates Willis Wharf's composite natural disaster risk at 5.0 out of 10 β moderate risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for hurricane and drought risk in their preparedness planning.
Relative to other U.S. communities, Willis Wharf's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.1/10 state average. The hazard distribution here is led by coastal flood and hurricane, as measured by FEMA across Northampton County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Willis Wharf residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.
What this means for Willis Wharf: Coastal Flooding preparedness
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
Local Factors for Willis Wharf
These city-level factors differentiate Willis Wharf from other communities in Northampton County and provide geographic context for its hazard exposure.
Population
278
RuralGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Moderate Continental
Latitude 37.5Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 3.9/10
Coordinates
37.5177Β° N, 75.8082Β° W
Northampton County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Willis Wharf
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Willis Wharf
Other cities in Virginia
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.