🌍 ClimateRiskCheck

Natural Disaster Risk in Bainbridge Island

Washington

6.0out of 10
High Risk

Risk Summary for Bainbridge Island

Bainbridge Island scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Landslide Tsunami

All 18 Hazard Scores

Earthquake
9.9
Landslide
9.9
Tsunami
9.9
Volcanic Activity
9.7
Coastal Flooding
9.7
Extreme Heat
9.1
Avalanche
8.1
Winter Weather
6.4
Lightning
6.0
Ice Storm
5.7
Wildfire
4.7
Tornado
3.3
Hurricane
2.4
Strong Wind
2.0
Hail
1.7
Drought
1.7
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Bainbridge Island
6.0
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bainbridge Island, Washington

Bainbridge Island, in Kitsap County, is a city of approximately 24,631 residents situated in the Pacific Northwest. Its oceanic climate brings mild, rainy winters west of the Cascades and semi-arid conditions to the east, and in particular a critical wildfire period in eastern Washington each summer. These conditions collectively define the natural hazard environment that Bainbridge Island residents and property owners must navigate.

According to FEMA's National Risk Index, Bainbridge Island carries an overall risk score of 6.0/10, placing it in the high category. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. The area also faces notable exposure to landslide and tsunami.

Within Washington, Bainbridge Island's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Kitsap County identifies earthquake as the foremost hazard, followed by landslide and tsunami. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Bainbridge Island residents benefit from taking preparedness seriously. Reviewing insurance coverage for earthquake and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Bainbridge Island: Earthquake preparedness

  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.

Local Factors for Bainbridge Island

These city-level factors differentiate Bainbridge Island from other communities in Kitsap County and provide geographic context for its hazard exposure.

Population

24,631

Suburban

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 47.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 4.7/10

Coordinates

47.6439Β° N, 122.5434Β° W

Kitsap County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bainbridge Island

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Bainbridge Island

Other cities in Washington

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.