🌍 ClimateRiskCheck

Natural Disaster Risk in Belfair

Washington

5.5out of 10
Moderate Risk

Risk Summary for Belfair

Belfair scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Earthquake Landslide

All 18 Hazard Scores

Tsunami
9.9
Earthquake
9.8
Landslide
9.8
Coastal Flooding
9.7
Volcanic Activity
9.6
Avalanche
8.9
Extreme Heat
7.2
Winter Weather
5.4
Wildfire
5.1
Ice Storm
3.8
Lightning
3.0
Tornado
2.5
Hurricane
2.4
Drought
2.4
Strong Wind
1.8
Hail
1.5
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Belfair
5.5
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Belfair, Washington

Belfair, in Mason County, is a city of approximately 11,940 residents situated in the Pacific Northwest. Its oceanic climate brings mild, rainy winters west of the Cascades and semi-arid conditions to the east, and in particular a critical wildfire period in eastern Washington each summer. These conditions collectively define the natural hazard environment that Belfair residents and property owners must navigate.

According to FEMA's National Risk Index, Belfair carries an overall risk score of 5.5/10, placing it in the moderate category. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. The area also faces notable exposure to earthquake and landslide.

Within Washington, Belfair's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Mason County identifies tsunami as the foremost hazard, followed by earthquake and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Belfair's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tsunami exposure is adequately protected is a worthwhile step for property owners.

What this means for Belfair: Tsunami preparedness

  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.

Local Factors for Belfair

These city-level factors differentiate Belfair from other communities in Mason County and provide geographic context for its hazard exposure.

Population

11,940

Suburban

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 47.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 5.1/10

Coordinates

47.4460Β° N, 122.8962Β° W

Mason County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Belfair

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Belfair

Other cities in Washington

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.