🌍 ClimateRiskCheck

Natural Disaster Risk in Chattaroy

Washington

7.1out of 10
High Risk

Risk Summary for Chattaroy

Chattaroy scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Avalanche Ice Storm

All 18 Hazard Scores

Cold Wave
9.8
Wildfire
9.7
Avalanche
9.7
Ice Storm
9.7
Extreme Heat
9.6
Strong Wind
9.2
Winter Weather
8.9
Earthquake
8.8
Hail
6.8
Lightning
6.2
Landslide
6.2
Tsunami
5.4
Volcanic Activity
5.1
Tornado
5.0
Coastal Flooding
4.9
Drought
2.7
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Chattaroy
7.1
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Chattaroy, Washington

Chattaroy, in Spokane County, is a town of roughly 4,810 residents situated in the Pacific Northwest. Its oceanic climate brings mild, rainy winters west of the Cascades and semi-arid conditions to the east, and in particular a critical wildfire period in eastern Washington each summer. These conditions collectively define the natural hazard environment that Chattaroy residents and property owners must navigate.

According to FEMA's National Risk Index, Chattaroy carries an overall risk score of 7.1/10, placing it in the high category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to avalanche and ice storm.

Within Washington, Chattaroy's risk is, slightly above the 5.8/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Spokane County identifies cold wave as the foremost hazard, followed by avalanche and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Chattaroy residents benefit from taking preparedness seriously. Reviewing insurance coverage for cold wave and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Chattaroy: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Chattaroy

These city-level factors differentiate Chattaroy from other communities in Spokane County and provide geographic context for its hazard exposure.

Population

4,810

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 47.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.7/10

Coordinates

47.9200Β° N, 117.2761Β° W

Spokane County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Chattaroy

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Chattaroy

Other cities in Washington

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.