Natural Disaster Risk in Chelan
Washington
Risk Summary for Chelan
Chelan scores 6.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Wildfire.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Chelan, Washington
Chelan, in Chelan County, is a town of roughly 7,752 residents situated in the Pacific Northwest. Its oceanic climate brings mild, rainy winters west of the Cascades and semi-arid conditions to the east, and in particular a critical wildfire period in eastern Washington each summer. These conditions collectively define the natural hazard environment that Chelan residents and property owners must navigate.
According to FEMA's National Risk Index, Chelan carries an overall risk score of 6.5/10, placing it in the high category. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. The area also faces notable exposure to avalanche and volcano.
Within Washington, Chelan's risk is, slightly above the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Chelan County identifies wildfire as the foremost hazard, followed by avalanche and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
With a high natural disaster risk rating, Chelan residents benefit from taking preparedness seriously. Reviewing insurance coverage for wildfire and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.
What this means for Chelan: Wildfire preparedness
- Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
- Create defensible space by clearing flammable vegetation within 30β100 feet of structures.
- Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
Local Factors for Chelan
These city-level factors differentiate Chelan from other communities in Chelan County and provide geographic context for its hazard exposure.
Population
7,752
Small TownGeographic Zone
Pacific Coast
Tsunami, coastal flood & wildfire risk
Climate Band
Northern Continental
Latitude 48.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High β long dry fire season
Fire score: 10.0/10
Coordinates
48.0229Β° N, 120.3436Β° W
Chelan County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Chelan
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Chelan
Other cities in Washington
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.