🌍 ClimateRiskCheck

Natural Disaster Risk in Chinook

Washington

4.9out of 10
Moderate Risk

Risk Summary for Chinook

Chinook scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Coastal Flooding Earthquake

All 18 Hazard Scores

Tsunami
10.0
Coastal Flooding
9.7
Earthquake
9.6
Volcanic Activity
9.2
Landslide
8.7
Avalanche
8.4
Extreme Heat
5.2
Wildfire
3.7
Ice Storm
3.2
Cold Wave
2.5
Hurricane
2.4
Drought
2.4
Winter Weather
2.4
Tornado
1.9
Strong Wind
1.8
Lightning
1.6
Hail
1.4
Riverine Flooding
1.0

How it compares

Chinook
4.9
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Chinook, Washington

Chinook is a small community of about 571 in Pacific County, in the Pacific Northwest. The area experiences mild, rainy winters west of the Cascades and semi-arid conditions to the east, with a critical wildfire period in eastern Washington each summer shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Chinook.

FEMA rates Chinook's composite natural disaster risk at 4.9 out of 10 β€” moderate risk. The threat of tsunami inundation tops the local coastal risk profile, requiring residents in low-lying areas to maintain awareness of evacuation routes and warning systems. Residents should also account for coastal flood and earthquake risk in their preparedness planning.

Chinook's risk score, slightly below the 5.8/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Pacific County, the highest-scoring are tsunami, coastal flood, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Chinook's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tsunami exposure is adequately protected is a worthwhile step for property owners.

What this means for Chinook: Tsunami preparedness

  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.
  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.

Local Factors for Chinook

These city-level factors differentiate Chinook from other communities in Pacific County and provide geographic context for its hazard exposure.

Population

571

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 46.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” limited fire-prone terrain nearby

Fire score: 3.7/10

Coordinates

46.2946Β° N, 123.9034Β° W

Pacific County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Chinook

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Chinook

Other cities in Washington

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.