🌍 ClimateRiskCheck

Natural Disaster Risk in Colbert

Washington

7.1out of 10
High Risk

Risk Summary for Colbert

Colbert scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Avalanche Ice Storm

All 18 Hazard Scores

Cold Wave
9.8
Wildfire
9.7
Avalanche
9.7
Ice Storm
9.7
Extreme Heat
9.6
Strong Wind
9.2
Winter Weather
8.9
Earthquake
8.8
Hail
6.8
Lightning
6.2
Landslide
6.2
Tsunami
5.4
Volcanic Activity
5.1
Tornado
5.0
Coastal Flooding
4.9
Drought
2.7
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Colbert
7.1
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Colbert, Washington

Colbert is a city of approximately 10,815 residents in Spokane County, in the Pacific Northwest. The area experiences mild, rainy winters west of the Cascades and semi-arid conditions to the east, with a critical wildfire period in eastern Washington each summer shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Colbert.

FEMA rates Colbert's composite natural disaster risk at 7.1 out of 10 β€” high risk. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Residents should also account for avalanche and ice storm risk in their preparedness planning.

Colbert's risk score, slightly above the 5.8/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Spokane County, the highest-scoring are cold wave, avalanche, and ice storm. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Colbert residents benefit from taking preparedness seriously. Reviewing insurance coverage for cold wave and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Colbert: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Local Factors for Colbert

These city-level factors differentiate Colbert from other communities in Spokane County and provide geographic context for its hazard exposure.

Population

10,815

Suburban

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 47.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.7/10

Coordinates

47.8441Β° N, 117.3635Β° W

Spokane County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Colbert

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Colbert

Other cities in Washington

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.