🌍 ClimateRiskCheck

Natural Disaster Risk in Coulee Dam

Washington

6.5out of 10
High Risk

Risk Summary for Coulee Dam

Coulee Dam scores 6.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Avalanche Volcanic Activity

All 18 Hazard Scores

Wildfire
9.9
Volcanic Activity
9.8
Avalanche
9.8
Landslide
9.6
Earthquake
8.8
Cold Wave
8.7
Hail
8.4
Extreme Heat
7.6
Winter Weather
7.5
Lightning
6.8
Tsunami
5.4
Coastal Flooding
4.9
Strong Wind
3.3
Drought
3.0
Hurricane
2.4
Ice Storm
2.4
Tornado
1.8
Riverine Flooding
1.0

How it compares

Coulee Dam
6.5
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Coulee Dam, Washington

Coulee Dam, in Okanogan County, is a small community of about 1,786 situated in the Pacific Northwest. Its oceanic climate brings mild, rainy winters west of the Cascades and semi-arid conditions to the east, and in particular a critical wildfire period in eastern Washington each summer. These conditions collectively define the natural hazard environment that Coulee Dam residents and property owners must navigate.

Coulee Dam's overall natural disaster risk is rated 6.5/10 (High) by FEMA's National Risk Index. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Secondary hazards include avalanche and volcano.

Within Washington, Coulee Dam's risk is, slightly above the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Okanogan County identifies wildfire as the foremost hazard, followed by avalanche and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Coulee Dam's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Coulee Dam: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Coulee Dam

These city-level factors differentiate Coulee Dam from other communities in Okanogan County and provide geographic context for its hazard exposure.

Population

1,786

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 48.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.9/10

Coordinates

48.0143Β° N, 118.9306Β° W

Okanogan County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Coulee Dam

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Coulee Dam

Other cities in Washington

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.