🌍 ClimateRiskCheck

Natural Disaster Risk in Elmer City

Washington

6.5out of 10
High Risk

Risk Summary for Elmer City

Elmer City scores 6.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Avalanche Volcanic Activity

All 18 Hazard Scores

Wildfire
9.9
Volcanic Activity
9.8
Avalanche
9.8
Landslide
9.6
Earthquake
8.8
Cold Wave
8.7
Hail
8.4
Extreme Heat
7.6
Winter Weather
7.5
Lightning
6.8
Tsunami
5.4
Coastal Flooding
4.9
Strong Wind
3.3
Drought
3.0
Hurricane
2.4
Ice Storm
2.4
Tornado
1.8
Riverine Flooding
1.0

How it compares

Elmer City
6.5
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Elmer City, Washington

Elmer City is a small unincorporated community in Okanogan County, in the Pacific Northwest. The area experiences mild, rainy winters west of the Cascades and semi-arid conditions to the east, with a critical wildfire period in eastern Washington each summer shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Elmer City.

FEMA rates Elmer City's composite natural disaster risk at 6.5 out of 10 β€” high risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for avalanche and volcano risk in their preparedness planning.

Elmer City's risk score, slightly above the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Okanogan County, the highest-scoring are wildfire, avalanche, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Elmer City residents benefit from taking preparedness seriously. Reviewing insurance coverage for wildfire and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Elmer City: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Elmer City

These city-level factors differentiate Elmer City from other communities in Okanogan County and provide geographic context for its hazard exposure.

Population

326

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 48.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.9/10

Coordinates

48.0028Β° N, 118.9524Β° W

Okanogan County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Elmer City

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Elmer City

Other cities in Washington

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.