🌍 ClimateRiskCheck

Natural Disaster Risk in Freeland

Washington

5.7out of 10
Moderate Risk

Risk Summary for Freeland

Freeland scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Tsunami Volcanic Activity

All 18 Hazard Scores

Landslide
10.0
Tsunami
9.9
Volcanic Activity
9.9
Earthquake
9.7
Coastal Flooding
9.6
Avalanche
8.2
Ice Storm
8.0
Cold Wave
5.4
Winter Weather
5.2
Wildfire
4.3
Extreme Heat
3.9
Lightning
3.4
Hurricane
2.4
Tornado
2.2
Drought
1.7
Hail
1.5
Strong Wind
1.4
Riverine Flooding
1.0

How it compares

Freeland
5.7
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Freeland, Washington

Freeland is a town of roughly 4,198 residents in Island County, in the Pacific Northwest. The area experiences mild, rainy winters west of the Cascades and semi-arid conditions to the east, with a critical wildfire period in eastern Washington each summer shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Freeland.

According to FEMA's National Risk Index, Freeland carries an overall risk score of 5.7/10, placing it in the moderate category. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. The area also faces notable exposure to tsunami and volcano.

Freeland's risk score, near the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Island County, the highest-scoring are landslide, tsunami, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Freeland's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Freeland: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for Freeland

These city-level factors differentiate Freeland from other communities in Island County and provide geographic context for its hazard exposure.

Population

4,198

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 48.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 4.3/10

Coordinates

48.0189Β° N, 122.5395Β° W

Island County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Freeland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Freeland

Other cities in Washington

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.