🌍 ClimateRiskCheck

Natural Disaster Risk in Garfield County

Washington

3.6out of 10
Low Risk

Risk Summary for Garfield County

Garfield County scores 3.6/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Wildfire Landslide

All 18 Hazard Scores

Avalanche
9.3
Wildfire
7.3
Landslide
6.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
3.0
Earthquake
2.9
Extreme Heat
2.6
Drought
2.5
Hurricane
2.4
Hail
1.8
Cold Wave
1.8
Winter Weather
1.5
Tornado
1.4
Strong Wind
1.4
Lightning
1.3
Riverine Flooding
1.0

How it compares

Garfield County
3.6
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Garfield County, Washington

Situated in the United States, Garfield County in Washington experiences a oceanic climate marked by mild, rainy winters west of the Cascades and semi-arid conditions to the east. A critical wildfire period in eastern Washington each summer is a defining feature of the regional hazard profile that affects residents and property owners countywide.

Garfield County's overall natural disaster risk is rated 3.6/10 (Low) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include wildfire and landslide.

Relative to other U.S. communities, Garfield County's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.8/10 state average. The hazard distribution here is led by avalanche and wildfire, as measured by FEMA across Garfield County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Garfield County carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” avalanche β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Garfield County: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Cities in Garfield County

ZIP codes in Garfield County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.