🌍 ClimateRiskCheck

Natural Disaster Risk in Lincoln

Washington

5.6out of 10
Moderate Risk

Risk Summary for Lincoln

Lincoln scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Avalanche Volcanic Activity

All 18 Hazard Scores

Wildfire
9.7
Volcanic Activity
9.3
Avalanche
9.3
Landslide
9.2
Cold Wave
8.2
Earthquake
6.8
Hail
6.5
Tsunami
5.4
Ice Storm
5.0
Coastal Flooding
4.9
Extreme Heat
4.8
Strong Wind
3.3
Winter Weather
3.1
Drought
2.8
Hurricane
2.4
Tornado
1.9
Lightning
1.9
Riverine Flooding
1.0

How it compares

Lincoln
5.6
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lincoln, Washington

Lincoln, in Lincoln County, is a small unincorporated community situated in the Pacific Northwest. Its oceanic climate brings mild, rainy winters west of the Cascades and semi-arid conditions to the east, and in particular a critical wildfire period in eastern Washington each summer. These conditions collectively define the natural hazard environment that Lincoln residents and property owners must navigate.

According to FEMA's National Risk Index, Lincoln carries an overall risk score of 5.6/10, placing it in the moderate category. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. The area also faces notable exposure to avalanche and volcano.

Within Washington, Lincoln's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Lincoln County identifies wildfire as the foremost hazard, followed by avalanche and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Lincoln's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for Lincoln: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Lincoln

These city-level factors differentiate Lincoln from other communities in Lincoln County and provide geographic context for its hazard exposure.

Population

214

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 47.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.7/10

Coordinates

47.8360Β° N, 118.4368Β° W

Lincoln County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lincoln

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lincoln

Other cities in Washington

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.