Natural Disaster Risk in Loon Lake
Washington
Risk Summary for Loon Lake
Loon Lake scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Loon Lake, Washington
Located in the Pacific Northwest in Stevens County, Loon Lake is a town of roughly 2,794 residents. The oceanic climate that characterizes this part of Washington β marked by mild, rainy winters west of the Cascades and semi-arid conditions to the east β directly influences the types and severity of natural hazards present, making Loon Lake a community where hazard awareness has real practical value.
Loon Lake's overall natural disaster risk is rated 5.2/10 (Moderate) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include landslide and avalanche.
Relative to other U.S. communities, Loon Lake's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 5.8/10 state average. The hazard distribution here is led by wildfire and landslide, as measured by FEMA across Stevens County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Loon Lake residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.
What this means for Loon Lake: Wildfire preparedness
- Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
- Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
- Create defensible space by clearing flammable vegetation within 30β100 feet of structures.
Local Factors for Loon Lake
These city-level factors differentiate Loon Lake from other communities in Stevens County and provide geographic context for its hazard exposure.
Population
2,794
Small TownGeographic Zone
Pacific Coast
Tsunami, coastal flood & wildfire risk
Climate Band
Northern Continental
Latitude 48.1Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High β long dry fire season
Fire score: 9.7/10
Coordinates
48.1087Β° N, 117.5751Β° W
Stevens County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Loon Lake
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Loon Lake
Other cities in Washington
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.