🌍 ClimateRiskCheck

Natural Disaster Risk in Malo

Washington

4.7out of 10
Moderate Risk

Risk Summary for Malo

Malo scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Landslide Volcanic Activity

All 18 Hazard Scores

Wildfire
9.8
Landslide
9.7
Volcanic Activity
9.6
Avalanche
8.8
Tsunami
5.4
Earthquake
5.2
Cold Wave
5.1
Coastal Flooding
4.9
Extreme Heat
4.0
Winter Weather
3.2
Hurricane
2.4
Drought
2.4
Lightning
2.2
Ice Storm
2.1
Strong Wind
1.8
Hail
1.8
Tornado
1.6
Riverine Flooding
1.0

How it compares

Malo
4.7
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Malo, Washington

Located in the Pacific Northwest in Ferry County, Malo is a small unincorporated community. The oceanic climate that characterizes this part of Washington β€” marked by mild, rainy winters west of the Cascades and semi-arid conditions to the east β€” directly influences the types and severity of natural hazards present, making Malo a community where hazard awareness has real practical value.

Malo's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include landslide and volcano.

Relative to other U.S. communities, Malo's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.8/10 state average. The hazard distribution here is led by wildfire and landslide, as measured by FEMA across Ferry County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Malo's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for Malo: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Local Factors for Malo

These city-level factors differentiate Malo from other communities in Ferry County and provide geographic context for its hazard exposure.

Population

351

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 48.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.8/10

Coordinates

48.8062Β° N, 118.6107Β° W

Ferry County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Malo

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Malo

Other cities in Washington

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.