🌍 ClimateRiskCheck

Natural Disaster Risk in Malott

Washington

6.5out of 10
High Risk

Risk Summary for Malott

Malott scores 6.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Avalanche Volcanic Activity

All 18 Hazard Scores

Wildfire
9.9
Volcanic Activity
9.8
Avalanche
9.8
Landslide
9.6
Earthquake
8.8
Cold Wave
8.7
Hail
8.4
Extreme Heat
7.6
Winter Weather
7.5
Lightning
6.8
Tsunami
5.4
Coastal Flooding
4.9
Strong Wind
3.3
Drought
3.0
Hurricane
2.4
Ice Storm
2.4
Tornado
1.8
Riverine Flooding
1.0

How it compares

Malott
6.5
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Malott, Washington

Located in the Pacific Northwest in Okanogan County, Malott is a small unincorporated community. The oceanic climate that characterizes this part of Washington β€” marked by mild, rainy winters west of the Cascades and semi-arid conditions to the east β€” directly influences the types and severity of natural hazards present, making Malott a community where hazard awareness has real practical value.

Malott's overall natural disaster risk is rated 6.5/10 (High) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include avalanche and volcano.

Relative to other U.S. communities, Malott's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.8/10 state average. The hazard distribution here is led by wildfire and avalanche, as measured by FEMA across Okanogan County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Malott residents benefit from taking preparedness seriously. Reviewing insurance coverage for wildfire and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Malott: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Local Factors for Malott

These city-level factors differentiate Malott from other communities in Okanogan County and provide geographic context for its hazard exposure.

Population

361

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 48.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.9/10

Coordinates

48.3110Β° N, 119.8082Β° W

Okanogan County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Malott

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Malott

Other cities in Washington

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.