Natural Disaster Risk in Maple Falls
Washington
Risk Summary for Maple Falls
Maple Falls scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Maple Falls, Washington
Located in the Pacific Northwest in Whatcom County, Maple Falls is a town of roughly 4,245 residents. The oceanic climate that characterizes this part of Washington β marked by mild, rainy winters west of the Cascades and semi-arid conditions to the east β directly influences the types and severity of natural hazards present, making Maple Falls a community where hazard awareness has real practical value.
Maple Falls's overall natural disaster risk is rated 6.9/10 (High) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include tsunami and volcano.
Relative to other U.S. communities, Maple Falls's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.8/10 state average. The hazard distribution here is led by avalanche and tsunami, as measured by FEMA across Whatcom County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Maple Falls's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Maple Falls: Avalanche preparedness
- Be aware of slope angles and recent snow loading, which drive avalanche risk.
- Properties in runout zones may require specialized hazard assessment and insurance.
- Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
Local Factors for Maple Falls
These city-level factors differentiate Maple Falls from other communities in Whatcom County and provide geographic context for its hazard exposure.
Population
4,245
Small TownGeographic Zone
Pacific Coast
Tsunami, coastal flood & wildfire risk
Climate Band
Northern Continental
Latitude 49.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β summer fire risk
Fire score: 6.6/10
Coordinates
48.9576Β° N, 122.0619Β° W
Whatcom County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Maple Falls
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Maple Falls
Other cities in Washington
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.