🌍 ClimateRiskCheck

Natural Disaster Risk in Metaline

Washington

4.6out of 10
Moderate Risk

Risk Summary for Metaline

Metaline scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Wildfire

All 18 Hazard Scores

Landslide
9.1
Avalanche
8.9
Wildfire
8.0
Winter Weather
5.9
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.1
Coastal Flooding
4.9
Ice Storm
4.5
Extreme Heat
4.2
Earthquake
3.7
Strong Wind
3.2
Lightning
2.6
Hurricane
2.4
Drought
2.4
Tornado
1.8
Hail
1.5
Riverine Flooding
1.0

How it compares

Metaline
4.6
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Metaline, Washington

Located in the Pacific Northwest in Pend Oreille County, Metaline is a small unincorporated community. The oceanic climate that characterizes this part of Washington β€” marked by mild, rainy winters west of the Cascades and semi-arid conditions to the east β€” directly influences the types and severity of natural hazards present, making Metaline a community where hazard awareness has real practical value.

FEMA rates Metaline's composite natural disaster risk at 4.6 out of 10 β€” moderate risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for avalanche and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Metaline's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.8/10 state average. The hazard distribution here is led by landslide and avalanche, as measured by FEMA across Pend Oreille County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Metaline's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Metaline: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Metaline

These city-level factors differentiate Metaline from other communities in Pend Oreille County and provide geographic context for its hazard exposure.

Population

157

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 48.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.0/10

Coordinates

48.8507Β° N, 117.3975Β° W

Pend Oreille County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Metaline

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Metaline

Other cities in Washington

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.