🌍 ClimateRiskCheck

Natural Disaster Risk in Monitor

Washington

6.5out of 10
High Risk

Risk Summary for Monitor

Monitor scores 6.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Avalanche Volcanic Activity

All 18 Hazard Scores

Wildfire
10.0
Volcanic Activity
9.9
Avalanche
9.9
Landslide
9.6
Earthquake
9.0
Lightning
8.6
Extreme Heat
8.0
Winter Weather
7.9
Hail
7.1
Cold Wave
7.0
Tsunami
5.4
Coastal Flooding
4.9
Ice Storm
3.5
Drought
2.8
Hurricane
2.4
Strong Wind
2.2
Tornado
2.1
Riverine Flooding
1.0

How it compares

Monitor
6.5
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Monitor, Washington

Monitor is a small unincorporated community in Chelan County, in the Pacific Northwest. The area experiences mild, rainy winters west of the Cascades and semi-arid conditions to the east, with a critical wildfire period in eastern Washington each summer shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Monitor.

FEMA rates Monitor's composite natural disaster risk at 6.5 out of 10 β€” high risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for avalanche and volcano risk in their preparedness planning.

Monitor's risk score, slightly above the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Chelan County, the highest-scoring are wildfire, avalanche, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Monitor's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Monitor: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Monitor

These city-level factors differentiate Monitor from other communities in Chelan County and provide geographic context for its hazard exposure.

Population

429

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 47.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 10.0/10

Coordinates

47.4761Β° N, 120.4291Β° W

Chelan County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Monitor

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Monitor

Other cities in Washington

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.